“Freeway at Night” by BY-YOUR-⌘ is licensed under CC BY 2.0
We’ve all experienced it – the highway comes to a slow roll because one driver after another has to slow down and turn to avoid hitting an object in the road. This creates a dangerous situation and a major headache if you’re trying to get anywhere in a hurry. According to auto insurance firms, most of the unexpected objects we encounter on the roads are ladders and mattresses, but a wide range of strange and unexpected objects have liberated themselves from vehicles in transit and caused damage to vehicles. It may sound funny but it’s a very serious issue that causes around 25,000 accidents every year – some of which are fatal.
Most of the objects that cause hazards on our roads come from passenger vehicles and commercial trucks. Commercial loads can be inadequately secured or vehicles can get so overloaded with stuff that the driver doesn’t notice when something falls off. One hazard that is frequently seen on the road is caused by treads falling off commercial truck tires. When you have 18 wheels, you may not notice one missing.
If your car is damaged by an obstruction on the road, your insurance company will be able to help you in most instances. If you run something over, you will be covered by collision damage, and if you hit by debris flying through the air, your comprehensive cover kicks in. If you or your passengers suffer injury as a result of being hit or hitting an object in the road, personal injury protection or medical insurance would deal with the cost of treating those injuries.
When it comes to making an insurance claim, any evidence you have on a dash-cam will prove invaluable. If a camera captures an incident or accident, it is very helpful in determining liability and prevents any disputes on your claim. This is particularly useful for objects falling from large vehicles where the driver has not been aware of anything occurring. By capturing the license plate on your cam, you will be able to locate the vehicle and driver to assist with your insurance claim.
Accidents happen but you can often avoid them by paying close attention. If you find yourself in this unfortunate position, you can have your vehicle repaired to like-new condition when you take it to Yark Body Shop in Toledo. We are a team of highly experienced technicians with expertise second to none. Call in for a body shop repair quote today!
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